PENSION SERVICES

At Sage, our team of professionals are experts in providing a broad range of actuarial and consulting services to small and mid-sized companies.  

Actuarial Services

Strategic Design of New and Existing Retirement Programs

Cash Balance/401(k) Combination Plans - Design, Implementation and Administration

Actuarial Valuation of Pension Plans for Funding (ERISA) and Financial Statement Reporting

Plan Administration Services including:  

• Benefit Determination and Certification 
• Government Forms: Preparation and Filing (IRS and PBGC) 
• Individual Benefit Statement Preparation  
• IRS Compliance Benefits Testing 
• Plan Documents: Preparation and Maintenance 
• Retirement Plan Services for Small Businesses 
• Valuation of Other Postemployment Benefit Plans (OPEB) 
• Due Diligence of Benefit Plans for Mergers, Acquisitions and Spin-offs 
• Measurement of Benefit Design and Assumption/Method Changes